Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$135,888$135,888$332,991
Remaining term (yrs)19.819.830.0
Secondary amount$0$197,103$0
Funding fee$0$0$0
Note rate3.420%3.420%7.400%
Blended rate4.270%6.478%7.640%
1st payment$784.81$784.81$2,305.56
2nd payment$0.00$1,314.02$0.00
Taxes / mo$151.25$151.25$151.25
Insurance / mo$150.00$150.00$150.00
MI / mo$125.04$125.04$66.60
HOA / mo$225.00$225.00$225.00
Total monthly$1,436.09$2,750.11$2,898.41
Cash to close$234,102$36,999$36,999