Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$181,687$181,687$396,000
Remaining term (yrs)19.019.030.0
Secondary amount$0$214,313$0
Funding fee$908$908$0
Note rate2.860%2.860%7.400%
Blended rate2.860%5.506%7.640%
1st payment$1,030.42$1,030.42$2,741.82
2nd payment$0.00$1,384.11$0.00
Taxes / mo$385.67$385.67$385.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.20
HOA / mo$37.50$37.50$37.50
Total monthly$1,603.59$2,987.69$3,394.19
Cash to close$258,313$44,000$44,000