Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$344,668	$324,000
Remaining term (yrs)	27.1	30.0
Secondary amount	$0	$0
Funding fee	$1,723	$0
Note rate	5.990%	7.400%
Blended rate	5.990%	7.640%
1st payment	$2,140.63	$2,243.31
2nd payment	$0.00	$0.00
Taxes / mo	$437.08	$437.08
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$64.80
HOA / mo	$109.00	$109.00
Total monthly	$2,836.71	$3,004.19
Cash to close	$15,332	$36,000