Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$358,426	$358,426	$382,500
Remaining term (yrs)	28.6	28.6	30.0
Secondary amount	$0	$45,324	$0
Funding fee	$0	$0	$0
Note rate	6.760%	6.760%	7.400%
Blended rate	7.310%	7.822%	7.640%
1st payment	$2,358.76	$2,358.76	$2,648.35
2nd payment	$0.00	$448.52	$0.00
Taxes / mo	$159.67	$159.67	$159.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$166.51	$166.51	$76.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,834.94	$3,283.46	$3,034.52
Cash to close	$66,574	$21,250	$42,500