Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$171,461	$171,461	$449,910
Remaining term (yrs)	18.0	18.0	30.0
Secondary amount	$0	$278,449	$0
Funding fee	$857	$857	$0
Note rate	4.160%	4.160%	7.400%
Blended rate	4.160%	6.382%	7.640%
1st payment	$1,122.10	$1,122.10	$3,115.09
2nd payment	$0.00	$1,798.31	$0.00
Taxes / mo	$399.00	$399.00	$399.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,687.77	$3,486.08	$3,770.73
Cash to close	$328,439	$49,990	$49,990