Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$258,008$258,008$639,000
Remaining term (yrs)23.123.130.0
Secondary amount$0$380,992$0
Funding fee$0$0$0
Note rate3.690%3.690%7.400%
Blended rate4.540%6.454%7.640%
1st payment$1,378.82$1,378.82$4,424.31
2nd payment$0.00$2,460.57$0.00
Taxes / mo$146.00$146.00$146.00
Insurance / mo$216.67$216.67$216.67
MI / mo$212.45$212.45$127.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,953.94$4,414.51$4,914.77
Cash to close$451,992$71,000$71,000