Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$343,801$343,801$373,500
Remaining term (yrs)25.925.930.0
Secondary amount$0$29,699$0
Funding fee$0$0$0
Note rate5.220%5.220%7.400%
Blended rate6.070%6.303%7.640%
1st payment$2,015.92$2,015.92$2,586.04
2nd payment$0.00$222.74$0.00
Taxes / mo$231.00$231.00$231.00
Insurance / mo$150.00$150.00$150.00
MI / mo$259.46$259.46$74.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,656.38$2,879.13$3,041.74
Cash to close$71,199$41,500$41,500