Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$419,919$419,919$634,500
Remaining term (yrs)25.125.130.0
Secondary amount$0$214,581$0
Funding fee$0$0$0
Note rate3.140%3.140%7.400%
Blended rate3.990%5.262%7.640%
1st payment$2,008.83$2,008.83$4,393.15
2nd payment$0.00$1,385.84$0.00
Taxes / mo$587.50$587.50$587.50
Insurance / mo$216.67$216.67$216.67
MI / mo$331.54$331.54$126.90
HOA / mo$75.00$75.00$75.00
Total monthly$3,219.54$4,605.37$5,399.22
Cash to close$285,081$70,500$70,500