Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$483,146$483,146$710,910
Remaining term (yrs)25.325.330.0
Secondary amount$0$227,764$0
Funding fee$2,416$2,416$0
Note rate3.450%3.450%7.400%
Blended rate3.450%4.828%7.640%
1st payment$2,380.97$2,380.97$4,922.20
2nd payment$0.00$1,470.98$0.00
Taxes / mo$679.42$679.42$679.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$142.18
HOA / mo$85.00$85.00$85.00
Total monthly$3,362.05$4,833.03$6,045.46
Cash to close$306,754$78,990$78,990