Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$470,206	$470,206	$1,304,991
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$834,785	$0
Funding fee	$0	$0	$0
Note rate	3.470%	3.470%	7.400%
Blended rate	4.320%	6.514%	7.640%
1st payment	$2,435.32	$2,435.32	$9,035.49
2nd payment	$0.00	$5,391.32	$0.00
Taxes / mo	$1,208.33	$1,208.33	$1,208.33
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$385.59	$385.59	$261.00
HOA / mo	$16.08	$16.08	$16.08
Total monthly	$4,261.98	$9,653.30	$10,737.56
Cash to close	$979,784	$144,999	$144,999