Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$259,513	$259,513	$481,500
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$221,987	$0
Funding fee	$1,298	$1,298	$0
Note rate	3.150%	3.150%	7.400%
Blended rate	3.150%	5.271%	7.640%
1st payment	$1,291.36	$1,291.36	$3,333.81
2nd payment	$0.00	$1,433.67	$0.00
Taxes / mo	$44.92	$44.92	$44.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$96.30
HOA / mo	$147.67	$147.67	$147.67
Total monthly	$1,650.61	$3,084.28	$3,789.36
Cash to close	$275,487	$53,500	$53,500