Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$306,781$306,781$332,910
Remaining term (yrs)29.029.030.0
Secondary amount$0$26,129$0
Funding fee$1,534$1,534$0
Note rate6.580%6.580%7.400%
Blended rate6.580%6.770%7.640%
1st payment$1,975.11$1,975.11$2,305.00
2nd payment$0.00$195.96$0.00
Taxes / mo$490.92$490.92$490.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.58
HOA / mo$89.33$89.33$89.33
Total monthly$2,705.36$2,901.32$3,101.83
Cash to close$63,119$36,990$36,990