Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$358,233	$358,233	$449,910
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$91,677	$0
Funding fee	$1,791	$1,791	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.100%	4.302%	7.640%
1st payment	$1,702.51	$1,702.51	$3,115.09
2nd payment	$0.00	$687.57	$0.00
Taxes / mo	$416.58	$416.58	$416.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,285.76	$2,973.34	$3,788.32
Cash to close	$141,667	$49,990	$49,990