Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$256,603$256,603$404,100
Remaining term (yrs)24.924.930.0
Secondary amount$0$147,497$0
Funding fee$1,283$1,283$0
Note rate2.780%2.780%7.400%
Blended rate2.780%4.685%7.640%
1st payment$1,187.68$1,187.68$2,797.91
2nd payment$0.00$983.32$0.00
Taxes / mo$374.17$374.17$374.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,711.85$2,695.16$3,402.89
Cash to close$192,397$44,900$44,900