Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$246,729	$246,729	$269,991
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$38,262	$0
Funding fee	$0	$0	$0
Note rate	2.840%	2.840%	7.400%
Blended rate	3.690%	4.789%	7.640%
1st payment	$1,174.04	$1,174.04	$1,869.36
2nd payment	$0.00	$378.63	$0.00
Taxes / mo	$181.58	$181.58	$181.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$201.35	$201.35	$54.00
HOA / mo	$462.00	$462.00	$462.00
Total monthly	$2,168.97	$2,547.61	$2,716.94
Cash to close	$53,261	$15,000	$29,999