Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$405,847$405,847$447,300
Remaining term (yrs)26.026.030.0
Secondary amount$0$41,453$0
Funding fee$2,029$2,029$0
Note rate5.890%5.890%7.400%
Blended rate5.890%6.178%7.640%
1st payment$2,540.80$2,540.80$3,097.01
2nd payment$0.00$310.90$0.00
Taxes / mo$554.92$554.92$554.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.46
HOA / mo$25.00$25.00$25.00
Total monthly$3,287.39$3,598.29$3,933.06
Cash to close$91,153$49,700$49,700