Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$296,485$296,485$1,237,500
Remaining term (yrs)9.09.030.0
Secondary amount$0$941,015$0
Funding fee$1,482$1,482$0
Note rate2.420%2.420%7.400%
Blended rate2.420%6.473%7.640%
1st payment$3,008.03$3,008.03$8,568.20
2nd payment$0.00$6,077.39$0.00
Taxes / mo$817.42$817.42$817.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$247.50
HOA / mo$60.00$60.00$60.00
Total monthly$4,102.11$10,179.50$9,909.78
Cash to close$1,078,515$137,500$137,500