Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$371,751	$351,000
Remaining term (yrs)	25.6	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	5.270%	7.400%
Blended rate	6.120%	7.640%
1st payment	$2,200.84	$2,430.25
2nd payment	$0.00	$0.00
Taxes / mo	$54.58	$54.58
Insurance / mo	$150.00	$150.00
MI / mo	$281.68	$70.20
HOA / mo	$4.08	$4.08
Total monthly	$2,691.19	$2,709.12
Cash to close	$18,249	$39,000