Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$167,569$167,569$188,100
Remaining term (yrs)26.826.830.0
Secondary amount$0$30,981$0
Funding fee$0$0$0
Note rate6.670%6.670%7.400%
Blended rate7.220%7.946%7.640%
1st payment$1,118.00$1,118.00$1,302.37
2nd payment$0.00$306.58$0.00
Taxes / mo$241.50$241.50$241.50
Insurance / mo$150.00$150.00$150.00
MI / mo$79.66$79.66$37.62
HOA / mo$0.00$0.00$0.00
Total monthly$1,589.15$1,895.73$1,731.49
Cash to close$41,431$10,450$20,900