Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$202,231	$202,231	$409,500
Remaining term (yrs)	21.9	21.9	30.0
Secondary amount	$0	$207,269	$0
Funding fee	$0	$0	$0
Note rate	4.600%	4.600%	7.400%
Blended rate	5.450%	6.614%	7.640%
1st payment	$1,219.27	$1,219.27	$2,835.30
2nd payment	$0.00	$1,338.61	$0.00
Taxes / mo	$169.17	$169.17	$169.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$168.47	$168.47	$81.90
HOA / mo	$120.00	$120.00	$120.00
Total monthly	$1,843.58	$3,182.19	$3,373.03
Cash to close	$252,769	$45,500	$45,500