Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$571,151$571,151$719,100
Remaining term (yrs)25.025.030.0
Secondary amount$0$147,949$0
Funding fee$2,856$2,856$0
Note rate3.050%3.050%7.400%
Blended rate3.050%4.068%7.640%
1st payment$2,711.31$2,711.31$4,978.90
2nd payment$0.00$986.33$0.00
Taxes / mo$302.83$302.83$302.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.82
HOA / mo$31.00$31.00$31.00
Total monthly$3,261.81$4,248.14$5,673.22
Cash to close$227,849$79,900$79,900