Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$209,754$209,754$280,800
Remaining term (yrs)22.922.930.0
Secondary amount$0$71,046$0
Funding fee$1,049$1,049$0
Note rate3.750%3.750%7.400%
Blended rate3.750%5.078%7.640%
1st payment$1,135.37$1,135.37$1,944.20
2nd payment$0.00$532.84$0.00
Taxes / mo$618.08$618.08$618.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$56.16
HOA / mo$0.00$0.00$0.00
Total monthly$1,903.46$2,436.30$2,768.45
Cash to close$102,246$31,200$31,200