Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$254,778$254,778$503,910
Remaining term (yrs)21.521.530.0
Secondary amount$0$249,132$0
Funding fee$1,274$1,274$0
Note rate4.450%4.450%7.400%
Blended rate4.450%6.082%7.640%
1st payment$1,528.76$1,528.76$3,488.97
2nd payment$0.00$1,608.98$0.00
Taxes / mo$171.83$171.83$171.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$100.78
HOA / mo$0.00$0.00$0.00
Total monthly$1,867.26$3,476.24$3,928.25
Cash to close$305,122$55,990$55,990