Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$116,776	$116,776	$197,910
Remaining term (yrs)	28.6	28.6	30.0
Secondary amount	$0	$81,134	$0
Funding fee	$584	$584	$0
Note rate	6.640%	6.640%	7.400%
Blended rate	6.640%	7.607%	7.640%
1st payment	$759.30	$759.30	$1,370.29
2nd payment	$0.00	$608.51	$0.00
Taxes / mo	$420.17	$420.17	$420.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$39.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,329.47	$1,937.98	$1,980.04
Cash to close	$103,124	$21,990	$21,990