Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$187,204$187,204$332,910
Remaining term (yrs)10.010.030.0
Secondary amount$0$145,706$0
Funding fee$0$0$0
Note rate6.400%6.400%7.400%
Blended rate7.250%7.578%7.640%
1st payment$2,103.66$2,103.66$2,305.00
2nd payment$0.00$971.37$0.00
Taxes / mo$228.17$228.17$228.17
Insurance / mo$150.00$150.00$150.00
MI / mo$238.22$238.22$66.58
HOA / mo$0.00$0.00$0.00
Total monthly$2,720.05$3,691.42$2,749.75
Cash to close$182,696$36,990$36,990