Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$375,801	$375,801	$386,991
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$32,690	$0
Funding fee	$0	$0	$0
Note rate	6.270%	6.270%	7.400%
Blended rate	6.820%	7.225%	7.640%
1st payment	$2,417.31	$2,417.31	$2,679.45
2nd payment	$0.00	$323.49	$0.00
Taxes / mo	$322.00	$322.00	$322.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$179.56	$179.56	$77.40
HOA / mo	$65.00	$65.00	$65.00
Total monthly	$3,133.87	$3,457.37	$3,293.85
Cash to close	$54,189	$21,500	$42,999