Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$140,404$140,404$252,000
Remaining term (yrs)20.820.830.0
Secondary amount$0$111,596$0
Funding fee$0$0$0
Note rate3.250%3.250%7.400%
Blended rate4.100%5.827%7.640%
1st payment$771.62$771.62$1,744.80
2nd payment$0.00$743.97$0.00
Taxes / mo$112.92$112.92$112.92
Insurance / mo$150.00$150.00$150.00
MI / mo$125.59$125.59$50.40
HOA / mo$0.00$0.00$0.00
Total monthly$1,160.12$1,904.09$2,058.11
Cash to close$139,596$28,000$28,000