Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$64,199	$64,199	$297,000
Remaining term (yrs)	16.5	16.5	30.0
Secondary amount	$0	$232,801	$0
Funding fee	$0	$0	$0
Note rate	3.520%	3.520%	7.400%
Blended rate	4.370%	7.019%	7.640%
1st payment	$426.33	$426.33	$2,056.37
2nd payment	$0.00	$1,503.51	$0.00
Taxes / mo	$56.92	$56.92	$56.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$67.08	$67.08	$59.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$700.34	$2,203.84	$2,322.68
Cash to close	$265,801	$33,000	$33,000