Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$205,023	$205,023	$418,410
Remaining term (yrs)	20.2	20.2	30.0
Secondary amount	$0	$213,387	$0
Funding fee	$0	$0	$0
Note rate	3.570%	3.570%	7.400%
Blended rate	4.420%	6.118%	7.640%
1st payment	$1,183.00	$1,183.00	$2,896.99
2nd payment	$0.00	$1,378.12	$0.00
Taxes / mo	$560.83	$560.83	$560.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$185.00	$185.00	$83.68
HOA / mo	$10.83	$10.83	$10.83
Total monthly	$2,106.33	$3,484.45	$3,719.00
Cash to close	$259,877	$46,490	$46,490