Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$176,058	$176,058	$584,999
Remaining term (yrs)	19.1	19.1	30.0
Secondary amount	$0	$408,941	$0
Funding fee	$0	$0	$0
Note rate	3.500%	3.500%	7.400%
Blended rate	4.350%	6.727%	7.640%
1st payment	$1,048.59	$1,048.59	$4,050.42
2nd payment	$0.00	$2,641.08	$0.00
Taxes / mo	$358.75	$358.75	$358.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$165.41	$165.41	$117.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,739.42	$4,380.49	$4,692.83
Cash to close	$473,941	$65,000	$65,000