Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$302,633$302,633$337,410
Remaining term (yrs)25.925.930.0
Secondary amount$0$34,777$0
Funding fee$0$0$0
Note rate4.990%4.990%7.400%
Blended rate5.840%6.166%7.640%
1st payment$1,733.35$1,733.35$2,336.16
2nd payment$0.00$260.82$0.00
Taxes / mo$175.25$175.25$175.25
Insurance / mo$150.00$150.00$150.00
MI / mo$228.98$228.98$67.48
HOA / mo$65.00$65.00$65.00
Total monthly$2,352.57$2,613.40$2,793.89
Cash to close$72,267$37,490$37,490