Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$178,238$178,238$217,800
Remaining term (yrs)24.624.630.0
Secondary amount$0$39,562$0
Funding fee$0$0$0
Note rate2.900%2.900%7.400%
Blended rate3.750%4.704%7.640%
1st payment$841.74$841.74$1,508.00
2nd payment$0.00$296.72$0.00
Taxes / mo$409.00$409.00$409.00
Insurance / mo$150.00$150.00$150.00
MI / mo$143.25$143.25$43.56
HOA / mo$263.00$263.00$263.00
Total monthly$1,806.98$2,103.70$2,373.56
Cash to close$63,762$24,200$24,200