Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$203,485	$203,485	$422,100
Remaining term (yrs)	19.7	19.7	30.0
Secondary amount	$0	$218,615	$0
Funding fee	$0	$0	$0
Note rate	3.420%	3.420%	7.400%
Blended rate	4.270%	6.072%	7.640%
1st payment	$1,178.65	$1,178.65	$2,922.54
2nd payment	$0.00	$1,411.89	$0.00
Taxes / mo	$208.00	$208.00	$208.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$187.79	$187.79	$84.42
HOA / mo	$58.00	$58.00	$58.00
Total monthly	$1,799.10	$3,210.99	$3,439.62
Cash to close	$265,515	$46,900	$46,900