Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$155,519$155,519$288,000
Remaining term (yrs)20.520.530.0
Secondary amount$0$132,481$0
Funding fee$0$0$0
Note rate4.300%4.300%7.400%
Blended rate5.150%6.461%7.640%
1st payment$947.52$947.52$1,994.05
2nd payment$0.00$883.21$0.00
Taxes / mo$244.92$244.92$244.92
Insurance / mo$150.00$150.00$150.00
MI / mo$135.62$135.62$57.60
HOA / mo$215.00$215.00$215.00
Total monthly$1,693.06$2,576.27$2,661.57
Cash to close$164,481$32,000$32,000