Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$200,962	$200,962	$539,999
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$339,037	$0
Funding fee	$1,005	$1,005	$0
Note rate	3.760%	3.760%	7.400%
Blended rate	3.760%	6.265%	7.640%
1st payment	$1,020.10	$1,020.10	$3,738.84
2nd payment	$0.00	$2,189.62	$0.00
Taxes / mo	$22.33	$22.33	$22.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$108.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,209.10	$3,398.72	$4,035.84
Cash to close	$399,037	$60,000	$60,000