Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$103,536	$103,536	$229,140
Remaining term (yrs)	20.6	20.6	30.0
Secondary amount	$0	$125,604	$0
Funding fee	$518	$518	$0
Note rate	2.620%	2.620%	7.400%
Blended rate	2.620%	5.569%	7.640%
1st payment	$539.47	$539.47	$1,586.52
2nd payment	$0.00	$837.36	$0.00
Taxes / mo	$14.25	$14.25	$14.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$45.83
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$703.72	$1,541.08	$1,796.60
Cash to close	$151,064	$25,460	$25,460