Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$201,584$201,584$323,550
Remaining term (yrs)24.324.330.0
Secondary amount$0$121,966$0
Funding fee$0$0$0
Note rate2.720%2.720%7.400%
Blended rate3.570%5.240%7.640%
1st payment$942.32$942.32$2,240.19
2nd payment$0.00$813.10$0.00
Taxes / mo$245.92$245.92$245.92
Insurance / mo$150.00$150.00$150.00
MI / mo$164.14$164.14$64.71
HOA / mo$0.00$0.00$0.00
Total monthly$1,502.37$2,315.48$2,700.82
Cash to close$157,916$35,950$35,950