Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$410,430$410,430$549,000
Remaining term (yrs)24.924.930.0
Secondary amount$0$138,570$0
Funding fee$2,052$2,052$0
Note rate2.780%2.780%7.400%
Blended rate2.780%4.098%7.640%
1st payment$1,899.67$1,899.67$3,801.17
2nd payment$0.00$923.80$0.00
Taxes / mo$508.33$508.33$508.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$109.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,574.67$3,498.47$4,585.97
Cash to close$199,570$61,000$61,000