Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$235,150	$235,150	$285,296
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$50,146	$0
Funding fee	$0	$0	$0
Note rate	3.760%	3.760%	7.400%
Blended rate	4.610%	5.382%	7.640%
1st payment	$1,193.65	$1,193.65	$1,975.33
2nd payment	$0.00	$376.10	$0.00
Taxes / mo	$291.67	$291.67	$291.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$182.34	$182.34	$57.06
HOA / mo	$41.67	$41.67	$41.67
Total monthly	$1,859.33	$2,235.42	$2,515.73
Cash to close	$81,846	$31,700	$31,700