Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$58,009	$58,009	$274,500
Remaining term (yrs)	12.3	12.3	30.0
Secondary amount	$0	$216,491	$0
Funding fee	$0	$0	$0
Note rate	5.140%	5.140%	7.400%
Blended rate	5.990%	7.378%	7.640%
1st payment	$527.49	$527.49	$1,900.58
2nd payment	$0.00	$1,398.17	$0.00
Taxes / mo	$346.17	$346.17	$346.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$68.51	$68.51	$54.90
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$1,192.17	$2,590.33	$2,551.65
Cash to close	$246,991	$30,500	$30,500