Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$107,566	$107,566	$152,369
Remaining term (yrs)	19.8	19.8	30.0
Secondary amount	$0	$44,803	$0
Funding fee	$0	$0	$0
Note rate	3.480%	3.480%	7.400%
Blended rate	4.330%	5.703%	7.640%
1st payment	$624.54	$624.54	$1,054.97
2nd payment	$0.00	$336.02	$0.00
Taxes / mo	$434.67	$434.67	$434.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$98.76	$98.76	$30.47
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,307.97	$1,643.99	$1,670.11
Cash to close	$61,733	$16,930	$16,930