Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$361,879$361,879$391,500
Remaining term (yrs)26.526.530.0
Secondary amount$0$29,621$0
Funding fee$0$0$0
Note rate6.320%6.320%7.400%
Blended rate6.870%7.031%7.640%
1st payment$2,344.81$2,344.81$2,710.67
2nd payment$0.00$222.16$0.00
Taxes / mo$187.17$187.17$187.17
Insurance / mo$150.00$150.00$150.00
MI / mo$173.26$173.26$78.30
HOA / mo$100.00$100.00$100.00
Total monthly$2,955.24$3,177.40$3,226.13
Cash to close$73,121$43,500$43,500