Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$232,458$232,458$323,100
Remaining term (yrs)25.525.530.0
Secondary amount$0$90,642$0
Funding fee$1,162$1,162$0
Note rate3.890%3.890%7.400%
Blended rate3.890%5.324%7.640%
1st payment$1,196.58$1,196.58$2,237.08
2nd payment$0.00$679.82$0.00
Taxes / mo$368.17$368.17$368.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.62
HOA / mo$60.00$60.00$60.00
Total monthly$1,774.75$2,454.57$2,879.87
Cash to close$126,542$35,900$35,900