Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$58,656	$58,656	$233,100
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$174,444	$0
Funding fee	$0	$0	$0
Note rate	4.100%	4.100%	7.400%
Blended rate	4.950%	7.233%	7.640%
1st payment	$351.09	$351.09	$1,613.94
2nd payment	$0.00	$1,162.96	$0.00
Taxes / mo	$329.83	$329.83	$329.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$51.47	$51.47	$46.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$882.39	$2,045.35	$2,140.39
Cash to close	$200,344	$25,900	$25,900