Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$173,084$173,084$191,610
Remaining term (yrs)26.026.030.0
Secondary amount$0$29,171$0
Funding fee$865$865$0
Note rate6.940%6.940%7.400%
Blended rate6.940%7.652%7.640%
1st payment$1,196.70$1,196.70$1,326.67
2nd payment$0.00$288.68$0.00
Taxes / mo$177.42$177.42$177.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$38.32
HOA / mo$0.00$0.00$0.00
Total monthly$1,524.12$1,812.79$1,692.41
Cash to close$39,816$10,645$21,290