Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$237,208$237,208$279,000
Remaining term (yrs)26.026.030.0
Secondary amount$0$41,792$0
Funding fee$1,186$1,186$0
Note rate6.020%6.020%7.400%
Blended rate6.020%6.466%7.640%
1st payment$1,502.09$1,502.09$1,931.74
2nd payment$0.00$313.44$0.00
Taxes / mo$520.08$520.08$520.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$55.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,172.18$2,485.62$2,657.62
Cash to close$72,792$31,000$31,000