Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$639,150	$639,150	$1,341,000
Remaining term (yrs)	29.1	29.1	30.0
Secondary amount	$0	$701,850	$0
Funding fee	$3,196	$3,196	$0
Note rate	6.270%	6.270%	7.400%
Blended rate	6.270%	7.045%	7.640%
1st payment	$3,978.23	$3,978.23	$9,284.81
2nd payment	$0.00	$4,532.78	$0.00
Taxes / mo	$341.58	$341.58	$341.58
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$268.20
HOA / mo	$344.67	$344.67	$344.67
Total monthly	$4,881.15	$9,413.93	$10,455.93
Cash to close	$850,850	$149,000	$149,000