Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$233,138$233,138$403,110
Remaining term (yrs)17.917.930.0
Secondary amount$0$169,972$0
Funding fee$1,166$1,166$0
Note rate6.470%6.470%7.400%
Blended rate6.470%7.115%7.640%
1st payment$1,829.77$1,829.77$2,791.05
2nd payment$0.00$1,133.14$0.00
Taxes / mo$259.50$259.50$259.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.62
HOA / mo$0.00$0.00$0.00
Total monthly$2,239.27$3,372.41$3,281.17
Cash to close$214,762$44,790$44,790