Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$381,811$381,811$398,700
Remaining term (yrs)25.425.430.0
Secondary amount$0$39,039$0
Funding fee$1,909$1,909$0
Note rate3.550%3.550%7.400%
Blended rate3.550%4.322%7.640%
1st payment$1,898.30$1,898.30$2,760.52
2nd payment$0.00$386.32$0.00
Taxes / mo$723.33$723.33$723.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.74
HOA / mo$10.92$10.92$10.92
Total monthly$2,782.56$3,168.88$3,724.51
Cash to close$61,189$22,150$44,300