Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$220,592	$220,592	$359,910
Remaining term (yrs)	21.8	21.8	30.0
Secondary amount	$0	$139,318	$0
Funding fee	$0	$0	$0
Note rate	4.570%	4.570%	7.400%
Blended rate	5.420%	6.419%	7.640%
1st payment	$1,329.24	$1,329.24	$2,491.94
2nd payment	$0.00	$928.79	$0.00
Taxes / mo	$159.00	$159.00	$159.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$184.31	$184.31	$71.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,822.55	$2,751.33	$2,872.93
Cash to close	$179,308	$39,990	$39,990